Centizen’s Real-Time FICS Integration within Fiserv DNA

Centizens-Real-Time-FICS-Integration-within-Fiserv-DNA

Centizen’s technical insight and collaborative spirit made a real difference. Their integration of mortgage servicing tools into DNA helped us simplify internal processes and serve our members more efficiently. The entire experience was smooth, thoughtful, and results-oriented.

– Fiserv Team

Fiserv is a global provider of financial technology solutions, serving banks and credit unions with tools that drive innovation, streamline operations, and enhance customer experiences. Its flagship core banking platform, DNA, is known for real-time processing, open APIs, and extensibility through custom applications.

The Challenge

Financial institutions using DNA and FICS systems faced workflow inefficiencies when servicing mortgage accounts. Employees had to alternate between systems to access data or process payments, creating operational delays and increasing the chances of manual errors.

The Solution

Centizen built a custom DNAapp (FICS.dnax) using Fiserv’s DNAcreator™ framework. This application consolidates FICS mortgage data within the DNA platform, enabling employees to view real-time information and process payments directly, with automated general ledger (GL) entries.

The Outcome

The integration resulted in faster servicing, reduced manual steps, and enhanced user experience. Employees now handle mortgage workflows within a single platform, leading to improved accuracy and quicker member interactions.

Fiserv is a global provider of financial technology solutions, serving banks and credit unions with tools that drive innovation, streamline operations, and enhance customer experiences. Its flagship core banking platform, DNA, is known for real-time processing, open APIs, and extensibility through custom applications.

The Challenge

Financial institutions using DNA and FICS systems faced workflow inefficiencies when servicing mortgage accounts. Employees had to alternate between systems to access data or process payments, creating operational delays and increasing the chances of manual errors.

The Solution

Centizen built a custom DNAapp (FICS.dnax) using Fiserv’s DNAcreator™ framework. This application consolidates FICS mortgage data within the DNA platform, enabling employees to view real-time information and process payments directly, with automated general ledger (GL) entries.

The Outcome

The integration resulted in faster servicing, reduced manual steps, and enhanced user experience. Employees now handle mortgage workflows within a single platform, leading to improved accuracy and quicker member interactions.

The Solution

The Solution in Action

Week 1–2: Needs Assessment & Workflow Analysis

Centizen began by working closely with credit union stakeholders to identify mortgage servicing bottlenecks and data flow challenges between FICS and DNA.

Week 3–4: Architecture Design & Prototyping

Using DNAcreator™, Centizen designed a “First Mortgage” slideout panel that appears within the Relationship Profile and Transaction Express screens, offering seamless access to live mortgage information.

Week 5–6: Development & Automation Integration

Centizen implemented real-time APIs to sync FICS data, enabled direct mortgage payments through Transaction Express, and integrated automated GL transaction posting to reduce backend processing.

Week 7–8: Quality Testing & User Training

After successful testing in controlled environments, the solution was rolled out to frontline employees with documentation and guided training sessions.

Week 9–12: Deployment & Monitoring

The finalized app was published in March 2024 (Version 2023.1.0.1) on the Fiserv AppMarket, with built-in monitoring for performance tracking and system integrity.

The Solution

The Solution in Action

Week 1–2: Needs Assessment & Workflow Analysis

Centizen began by working closely with credit union stakeholders to identify mortgage servicing bottlenecks and data flow challenges between FICS and DNA.

Week 3–4: Architecture Design & Prototyping

Using DNAcreator™, Centizen designed a “First Mortgage” slideout panel that appears within the Relationship Profile and Transaction Express screens, offering seamless access to live mortgage information.

Week 5–6: Development & Automation Integration

Centizen implemented real-time APIs to sync FICS data, enabled direct mortgage payments through Transaction Express, and integrated automated GL transaction posting to reduce backend processing.

Week 7–8: Quality Testing & User Training

After successful testing in controlled environments, the solution was rolled out to frontline employees with documentation and guided training sessions.

Week 9–12: Deployment & Monitoring

The finalized app was published in March 2024 (Version 2023.1.0.1) on the Fiserv AppMarket, with built-in monitoring for performance tracking and system integrity.

The Outcome

The Outcome

Statistical Highlights

45%

reduction in average time per mortgage transaction.

99%

accuracy rate in automated GL postings.

30%

faster response time during member service interactions.

85%

of target users onboarded within the first month of rollout.

Centizen’s integration of FICS into the DNA platform successfully bridged operational gaps and enhanced real-time servicing capabilities. The project reflects Centizen’s ability to deliver scalable, tailored solutions that align with both technical infrastructure and user needs, empowering financial institutions to operate with greater agility and confidence.

Centizen

A Leading Staffing, Custom Software and SaaS Product Development company founded in 2003. We offer a wide range of scalable, innovative IT Staffing and Software Development Solutions.

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